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Author: Tortoise happy

Money blogger gets mending!

Money blogger gets mending!

I don’t think I’m the only person blogging about money who sometimes feels like there’s not a huge amount to always say about money. When everything’s automated, you’re months away from renewal of any insurance, your savings and investments are ticking up and you’re not ready to address your food costs which have spiralled out of control since you had a baby, it leads you to thinking about other things. I don’t think that’s necessarily a bad thing. You can…

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The soap nut washing liquid debacle

The soap nut washing liquid debacle

I know, I know. That title should have come with a spoiler alert. As much as I want to sing the praises of the green alternatives I’m trying, this one really isn’t for me. What are you on about? What even is soap nut washing liquid? So, soap nuts are “dried fruit shells which contain real natural soap and are 100% completely natural” according to Live Naturally, and are a green alternative for washing clothes. There’s two ways to wash…

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Green washing up liquid and the eco-switch challenge

Green washing up liquid and the eco-switch challenge

Last week, I promised more on soap nuts but as I type this, I’ve only made the laundry liquid and haven’t actually used it yet. So that thrilling instalment will follow next week. I’m so thrilled to be trying yet another switch, this time refillable, environmentally friendly washing up liquid. With these 2 changes in quick succession, I realise I don’t need to hold myself back with analysis paralysis but am instead setting myself an eco-switch challenge for the rest…

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So guess who tried soap nuts? (Hint: Me. It’s me.)

So guess who tried soap nuts? (Hint: Me. It’s me.)

It’s awesome how many people are trying to be more proactive in reducing their plastic waste and generally do good stuff for the environment. It still feels like we have mountains to conquer, especially where business is concerned, but it’s a start. The problem is that we have become so reliant on the convenience of single use plastics especially, so moving away from it feels really difficult. Really difficult. One option that I came across was soap nuts, an organic,…

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A month of baby costs

A month of baby costs

It seems like I’m constantly spending money on my baby. He doesn’t have an excessive number of toys (until I started monitoring in mid-April, I’d bought him only two toys). I try to buy enough clothes but not too many. We haven’t been to that many baby groups (partly because he naps at the wrong times) and we try to go along to the free ones at the library. Even so, it feels as though he needs something almost every…

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3 Ethical Investment Options

3 Ethical Investment Options

Ethical investing isn’t as simple as it seems. But that doesn’t need to stop you from trying to do more good with your investment portfolio. Knowing your money could be working for good might be the nudge you need into investments if you’ve been to cautious to get started. (If that is you, you might find my beginners guide to investing helpful.) I’m going to share with you the investments that I am making. However, I’m not a financial advisor,…

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The minefield of ethical investing

The minefield of ethical investing

When I’m choosing how to invest funds in my Stocks and Shares ISA, I deliberate for a long time. I only choose mutual funds (collections of shares from a number of companies), and predominantly those that are managed passively and therefore have low fees, so it’s hard to go too far wrong. Although no one can accurately say what the stock market will do, I want to make the best decision I can. How hard is ethical investing? I’ve been…

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Investing for good

Investing for good

Last year, I set myself a target to invest £1000 more than the previous year in stocks and shares. Although I was shy by about £600, I did manage an extra £400. Not too bad when we had a baby to prepare for too! This year, my target is the same; invest £1,000 more than 2 years ago. It’s a tall order as I’m heading into my final 3 months of maternity leave, which is unpaid. However, I don’t just…

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Spending money on being green.

Spending money on being green.

Hello? Is anybody still there? I can’t blame you if you’re not. I’ve not written in a while. My fingers are now itching to type, even though my brain is fuzzy and can’t decide what to say. I guess I’ve thought about money a lot over the last 12 to 18 months. But that’s not new for me. I’ve thought about the environment a hell of a lot more than I used to. I’ve always been active in recycling and…

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Goodbye pennies. Hello baby!

Goodbye pennies. Hello baby!

This is a post I’m very, very, very excited to be writing! If you read this blog, or follow me on twitter, I’m sure this will come as a huge surprise as I’ve not dared make a peep about it online until my little bundle was safely here. I’ve spent all of 2018 so far growing a human, and last month we fell head over heels in love with our baby as we became parents for the first time! It…

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