A few months ago, I wrote a case for saving money on the small stuff. It’s not always popular financial advice, and maybe it doesn’t make you a millionaire, especially if you’re saddled with lots of big expenses that you can’t do anything to reduce. That doesn’t mean it’s not worth doing. Today I wanted to share another view that isn’t always popular, by making a case for buying cars on credit. I’m sure you’ve read it all before; don’t…
My gran is awesome. She has reached the amazing age of 93 today! As I was baking fairy cakes for her- using the same recipe that she taught me as a little girl- I couldn’t help but think of all the little life lessons she taught me. Lesson 1. How to bake fairy cakes There is such simple joy in baking fairy cakes. You don’t need flashy, expensive ingredients. You don’t need hours of time. You can clear your mind,…
It took us 5 years and 3 months to pay off our £103,000 mortgage. It’s not the quickest anyone has ever managed it, but by the vast majority of people’s standards, it’s pretty darn quick. (I still feel pretty staggered by it) It wasn’t super easy and there are lots of things we went without in order to make our dream a reality. That being said, we also had a fair amount of luck on our side too. I wanted…
Slow and steady wins the race. That’s the mantra I’ve had since starting this site. It’s the idea that I know big results take time and patience. That making gradual but continual progress will get me to where I want to be. The question is, where do I want to be? Am I heading in the right direction? My journey There were 4 aspects about my journey that were important to me when I started to write; being generous, being…