Tortoise Happy

If you want to spend less, you can cut big expenses or small expenses. Or you can cut a combination of both. It doesn’t take a genius to figure out that cutting big expenses will save more. But that’s not to say you shouldn’t worry about the small expenses. When you’re stuck with big expenses There are some big expenses that we can choose to go without, or that we can reduce. Obvious examples are holidays and luxury vehicles. You…

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Have you ever looked at someone’s life and wondered how they’re doing it? How they’re affording nice cars, days out, designer clothes and overseas holidays? Perfectly curated Instagram feeds and glamorous Facebook statuses mean everyone has more people to keep up with. It’s difficult to see how people are affording lavish lifestyles but easy wonder how people afford a seemingly constant stream of expensive things. Behind the scenes Firstly, it’s easy to show what you want to show on social…

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