They say that time flies when you’re having fun, and I can hardly believe that this is my fifth tax year of investing in a Stocks and Shares ISA! It’s fair to say that I felt nervous about investing in stocks, and as though I didn’t know enough. I knew I had to take the plunge whilst I was young enough to bounce back from any silly decisions, and had time to learn. My investing style To refer to ‘my…
You could be forgiven for thinking extreme frugality was going to be a sport in last year’s winter Olympics. There are lots of degrees of frugality, and it takes a lot to win. Except its not a competition. I’d write about frugality more- I’m pro living below your means- except its a difficult subject to write about without appearing to be a sanctimonious know-it-all. I also know that being frugal is easier if: You have enough money for it to…
When you start taking control of your finances, at whatever point that is/was for you, there’s a lot of big things you can do. The first time you switch gas supplier? Kerching! Shopping around for insurances? Kerching! Cancelling subscription services? Well, you get the picture. Once you’ve gone through your finances with a fine toothcomb three times, it can feel frustrating not to be able to do more. This has especially been the case for me, after a lavish trip…