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Month: April 2017

What to do on a no spend weekend with kids

What to do on a no spend weekend with kids

Whilst it may be simple to have a no spend weekend with kids, it’s most certainly not easy. Kids may not like doing the things we adults do to spend money- like food shopping for instance- and are happy with simple things, but it’s much more difficult to organise pulling off a no spend weekend with kids. It’s easy to say ‘kids enjoy the free stuff just as much as expensive stuff’. It’s difficult, as adults to follow our own…

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When being too good at saving is bad

When being too good at saving is bad

I know it sounds dramatic, but my obsession with saving nearly got me physically hurt last week. I’d never thought there was such a thing as being too good at saving or that saving too much could be a bad thing. “Everything in moderation”, my Gran used to say, and I think that’s true with saving money. Quite recently, something happened that made me realise I’m prioritising saving above something much more important. It’s really stupid. I could honestly kick…

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Aiming for debt freedom? Knowledge is power

Aiming for debt freedom? Knowledge is power

Are you aiming for debt freedom? Understanding the cost of your debt can be a powerful motivator in helping you cut down on non-essential spending.   The are a couple of things it’s worth knowing, to give you a little extra push to repay that debt as quickly as you can: How much interest you’re charged daily If you don’t know this already, you may be surprised by how much interest you’re charged each and every day. Let’s assume you take out…

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Making money with Swagbucks: My experience

Making money with Swagbucks: My experience

If you are looking for ways to make a few extra pounds online from home, you may have heard of Swagbucks. It’s a website that pays you in points called ‘swagbucks’ for doing a variety of tasks. When you hit 889, you can cash them in for a £5 amazon voucher, making each point worth 0.6p. If you’re thinking about signing up, you might be wondering what I wondered; Is it worthwhile? This is my review after discovering it for…

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Finding the confidence to invest

Finding the confidence to invest

When you have worked hard to save money, maybe paying off tens or hundreds of thousands in debt, cutting non-essentials from your budget, living simply and making frugal choices, the step into investing is daunting. It is a decision between holding on to money that you have, and risking it for the prospect of more. It is natural to feel this way. Humans would prefer to avoid losses than to acquire gains. In other words, the negative feeling of losing…

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