Investing: A guide for beginners

Investing: A guide for beginners

Welcome to this beginners guide to investing. If you have no experience of investing yet, this is a great place to start.

Investing if full of concepts and terminolgy that seems really complex and off putting. The answer to one question can lead to several others. Before you know it, you’ve spent a few hours reading and are still none the wiser.

If you’re at the start of your journey in learning about investing, you’re probably not going to feel like you know enough after one weekend of reading one blog. I hope this will give you a good grasp of the basics so that you feel encouraged to read more and eventually make the step into investing.

Investing guide for beginners

This really is a beginners guide and I’ve tried to cover the basics… if you’ve done some reading already, this might be too basic. It’s to give you beginners out there the confidence you need. If something isn’t clear, feel free to ask a question and I’ll do my best to answer it as simply as possible. If I don’t know the answer, I’ll tell you that straight.

Just to let you know, I started my investing journey with around £1,500. I personally felt more confident starting with a relatively small amount than waiting until I had more to invest when more would be at stake. You can start with less, normally £500 for a ‘one off’ investment or £100 per month for a regular investment.

What this covers:

Is investing too risky for you?

A common perception. My ‘penny drop moment’ and a series of arguments for why it’s not as risky as you might think

How different investments work

This article explains some of the common types of investments you can make.

Paying tax on investments

An explanation of capital gains tax and income tax and how to legitimately avoid these

Choosing a platform

You’ll need to know what a platform is and what to look for

More on funds

You’ll know what a fund is after reading the article above on investments. There’s other stuff you’ll need to know about funds before you start though.

Making investing less risky

There is risk with investing and this might be what has stopped you investing so far but there are lots of ways to reduce the risk of losing money

My journey and mistakes I’ve made

I’ve made some mistakes and I’m going to share them with you. You’ll see they’re not worth avoiding investing for but hopefully you’ll be able to avoid them.

Finding the confidence to invest

By the time we get to this article, hopefully you’ll know loads. I’ll give you some final tips to give you the confidence to invest.

Don’t forget, you can subscribe to the blog to get new articles straight to your inbox or pin this for later. You can also tweet or share on facebook to help other beginner investors too!

2 thoughts on “Investing: A guide for beginners

  1. (Yeah, hi, it’s me again, ha!) It’s so refreshing to see a post about investing which isn’t sponsored and doesn’t contain any affiliate links or ads!! Thank you 🙂 I really need a push (or a shove, or a violent kick) to actually get investing…. I’ll get the courage to do it one of the days…

    1. Glad you’re back Abigail! There’s so much mystery and complication with investing, as well as horror stories and bad PR around financial advisors so I really wanted to write something with no strings or conflict of interest. You will not feel confident until after you do it, so don’t delay too long! The sooner you do it, the sooner you can recover any losses (and make gains of course, but I’m sure its not the gains you’re worried about!)

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