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Author: Tortoise happy

Looking after your finances. And our planet

Looking after your finances. And our planet

Making positive environmental choices doesn’t have to cost you money, and there are lots of things that actually save you money. Who doesn’t love a win win situation? After watching the extent to which we are killing our oceans and marine life in Blue Planet 2, I have a renewed energy* for making more changes that help protect our planet and I know from various news stories and twitter chatter, I’m not the only one. I may have no power…

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The small, big wins

The small, big wins

You don’t have to look far to find some pretty incredible achievements, be it paying off thousands in debt in a few short years, amassing a million pounds plus in investments or retiring (years and years!) before hitting 40. And they’re just financial achievements. Naturally, these are the kinds of accomplishments people celebrate, write about, and share. They’re the kind of accomplishments that you and I most likely devour word by word, reading how they did it and wondering if…

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It’s a new year. You don’t have to feel ready for it.

It’s a new year. You don’t have to feel ready for it.

As you may have noticed, we’re a few days away from the start of a new year. I’m not going to tell you whether or not you should set resolutions or goals or challenges. Partly because I did that last year, and partly because only you know what your mindset is right now. Maybe it’s the year for a resolution and maybe that just won’t work for you. I’m just going to talk. Because sometimes it’s good to pause and…

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2017: A year of ill discipline… and self doubt?

2017: A year of ill discipline… and self doubt?

Well you’ll no doubt have noticed that the year is drawing to a close, and as it does, I think most of us are thinking back over whether it has been a good year or not. A year of ill discipline For me, there has been no year since 2010 (when I moved out and no longer relied on my parents’ financial support) where I have been less disciplined financially. I am in the fortunate position of having developed certain…

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The perfect gift for minimalists (and people who realise they have too much stuff)

The perfect gift for minimalists (and people who realise they have too much stuff)

I should start out by saying I’m not a minimalist. With the exception of my blog, which hasn’t seen a sniff of a post for around 6 weeks, every part of my life seems crammed with stuff. I most definitely fit into the camp of ‘people who realise they have too much stuff’, and I have realised this for a couple of years. Now, I could have answered the question in a 140 character tweet (a minimal response, as it…

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Repaying the mortgage one chocolate-free biscuit at a time

Repaying the mortgage one chocolate-free biscuit at a time

If you have a mortgage, there’s a good chance that you’re somewhere between these categories: Content with paying your monthly payment Have found a good balance between overpaying on your mortgage along with the other things in your life that are important Want to do everything you can think of to get your mortgage paid off as quickly as possible It’s fair to say that we were closest to the third category; wanting to do everything we could think of…

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Every house doesn’t need a lawn mower

Every house doesn’t need a lawn mower

Why do we all (most of us) feel the need to create an island out of our home, with everything in it that we could need? On the street I live in, house after house after house has their own shed, filled with their own bikes (rarely used), their own lawn mower, their own hedge strimmer. Inside, people keep their little-used pianos, a library’s worth of books, a gym’s worth of equipment, a catering company’s worth of crockery. Even with…

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Looking after ‘current you’ without sacrificing ‘future you’

Looking after ‘current you’ without sacrificing ‘future you’

Are you wrapped in the day to day life of the present version of you, or constantly planning the fate of future you? Well, current you and future you is and will be the same person. You shouldn’t neglect either version of yourself. Fortunately, I’ve found there are things you can do that are good for both current you, and future you. Who doesn’t love a win, win situation? My natural tendency towards ‘future me’ Growing up, I saw my…

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Women! Are you using all your financial power?

Women! Are you using all your financial power?

I’m super excited about this post because I have learned to invest and I know other women kicking it, so you can too. I don’t want you to be chickening out at this point, so if your natural instinct at the word ‘investing’ is flight, please don’t respond. Stick around for a few minutes; it might change your world! You are strong, intelligent, capable. Do not shy away from this. Usually, when I write my posts about money, I try…

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Is life too short to blog?

Is life too short to blog?

Do you ever find yourself wondering if life is too short to blog? I’ve wondered it since starting to write almost a year ago. There is one reason why people blog, and that is to reach people. There are many reasons for wanting to reach people- to help them, to connect with them, to make money from them, to show off, to build a community, to inspire, to persuade, to receive validation, etc. But if we didn’t want to reach…

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