Are you wrapped in the day to day life of the present version of you, or constantly planning the fate of future you?
Well, current you and future you is and will be the same person. You shouldn’t neglect either version of yourself.
Fortunately, I’ve found there are things you can do that are good for both current you, and future you. Who doesn’t love a win, win situation?
My natural tendency towards ‘future me’
Growing up, I saw my parents have to make decisions. Like the decision to replace windows one year instead of taking a family vacation. And they gave me my own decisions to make from a young age. Like the decision to have a £1.20 comic bought for me, or to have a pound coin that I could use however I wanted. (I almost always took the pound. I almost never spent it. There was something always more appealing in the future).
I presume it’s this environment that taught me that a short term decision could be regretted in the longer term, which means I now have a strong sense of future self.
The downside of being future focussed
Having this strong sense of future self has been incredibly powerful at stopping me spending money on junk and giving me a strong financial footing. Present me is pretty thankful for the decisions that past me made. Every version of present me makes decisions for the different versions of future me. For example, tomorrow me will be happy to have a sandwich made by past me (still future me at the time of writing). 80 year old me will be happy that years and years of past mes paid into a pension.
Over the last few weeks I’ve been feeling pretty exhausted. So much so that, on one Sunday, I gave myself the task of doing nothing more than getting dressed and buying bananas. And that was it. I was pooped!
This weekend, I’ve decided that current me is no use to future me if she’s too exhausted to function. And so, I’ve been investing in the important areas of my current life. I’ve reaped immediate dividends but, rather unexpectedley, set future me up to receive recurring benefits.
Exercise for physical and mental health
Health is the greatest wealth but its an account that many of us fail to top up frequently or regularly enough. Investing in your physical health today will see immediate benefits for your mental health, as well as future benefits to your physical health. It’s just a case of choosing something that’s right for you.
One of the things I’ve been doing this weekend is learning how to use a foam roller, deliberately improving strength and spine health. A by product of this has been a calmer and more positive mental state.
Future me has very little chance of being fit and healthy if current me neglects my physical fitness and emotional wellbeing. This time last week I felt lifeless and lost. Right now, I feel balanced, energised, and ready to tackle the week.
We all know we shouldn’t eat too much sugar or fatty food or drink too much alcohol, etc. It’s easy to do these things mindlessly when you’re focussing relentlessly on future you. Before you know it, you’re opting for lazy, cheap, low nutrition options that leave you lethargic but craving more.
Current me has the priority this weekend, so I’ve coughed up and bought ingredients for a delicious and luxurious breakfast of fresh fruit, yoghurt and granola with fruit juice and my energy today has far exceed the energy I had yesterday. Breakfast is one of the areas where I have to make myself spend more money.
A box of £1 mutlitgrain hoops may last the week but there’s a reason that I don’t last the week- it doesn’t contain enough good stuff. I’ve been guilty of lapsing back to my cheap and lazy ways, but this morning’s breakfast (and how I now feel) is a much needed reminder to think about what nutrition I put into my body. Is there something you cut corners with to save yourself five minutes and a few pounds at a cost to your health?
Another easy way to look after the present version of yourself is simply drink more water. I’m guilty of failing to take in enough fluids usually, so I’ve deliberately upped my water consumption. Current me is better hydrated and future me will benefit from not having spent money to hydrate myself as well as the reinforced habit of drinking water.
Family and friends
Money can’t buy relationships, at least none with meaning. I can think of a million and one things that need doing at home, but those things can wait. It is all to easy to put off investing in relationships, especially when your budget is designed around maximum savings. However, taking your foot of the brake now and then (in a controlled manner!) will most likely to be money well spent.
On Friday, we met up with another couple for a quick (but delish) bite to eat followed by a film. Our friends have a great sense of humour and a night of laughter was a cracking start to the weekend. In a daring bout of extreme luxury, we ate out for a second consecutive night on the Saturday. Whilst board games will probably always be my favourite couple’s activity, you can’t beat sitting down over a meal and just connecting without distraction. It was bliss, made even better by no washing up to be done.
How does this help future me? Well, having the prospect of a meal to look forward to on Saturday evening made us super productive in the day, which we’re really going to benefit from through the week. Never mind limping through the chores of the day, we powered through washing, ironing and a major declutter (several bags will be carted down to the charity shops this week!)
Cutting bills and expenses
If you’re super focussed on future you then like me, you probably don’t enjoy the feeling of constantly spending money. We’ve enjoyed how we spent our money this weekend, but we haven’t let all fiscal prudence go out the window.
We remembered to take our 3D glasses to the cinema to avoid buying more, we chose glasses (rather than a bottle) of wine with dinner on Saturday, we cut the cost of food shopping using cashback vouchers from our credit card, and we switched onto a cheaper energy tarriff that will save around £15 per month.
This meant current me was relaxed and enjoyed how we spent our money, without leaving future me wondering if she’s been fogotten.
How are you balancing future you with current you?
I think I’ll always need to give myself little reminders not to forget about current me, but this weekend has shown me that thinking about the current version me doesn’t mean forsaking the future version of me. Do you have a stronger leaning towards the current version of you or the future version of you, and how do you strike a balance?